Welfare Fund: Dental, Vision & Life Insurance
Background
Because we are now unionized employees, all staff with the title of Council Member Aide, Finance Analyst, Legislative Policy Analyst, Legislative Programmer/Analyst & Legislative Counsel have transitioned from the Management Benefits Fund to the Organization of Staff Analysts Welfare Fund.
Every staff member with one of the above titles is part of ALE's "bargaining unit" and needs to enroll in the welfare fund to receive dental, vision, life Insurance and other important benefits. Anyone working at least 17.5 hours per week is eligible for benefits.
Important: Leaving the Management Benefits Fund in no way impacts your general health insurance or participation in the City's Flexible Spending Accounts program, including DeCAP.
Enroll Here for Benefits!
Please complete and submit the two forms below. Email them to OSA fund administrator Diana Carroll, at dcarroll@osastaff.org.
-
Enrollment Form (fillable PDF)
-
Life Insurance Beneficiary Form (fillable PDF)
Click here to read the OSA Welfare Fund Benefits Book with details on dental, vision & more.
How Did ALE Decide on the OSA Welfare Fund?
After a careful review of several union welfare funds, ALE found that the OSA Fund most closely mirrors the Management Benefits Fund. The OSA Fund is also working toward providing a prescription drug benefit in 2027.
The OSA Fund was recommended by ALE's democratically elected Bargaining Committee. It was also the top selection of ALE members who voted on three finalists.
Important Notes About OSA Welfare Fund Benefits
Expanded Vision Benefits
OSA Welfare Fund members have access to both General Vision Services (Council staff's current provider under the MBF) and Davis Vision (MBF's previous provider). See updated benefits info for General Vision Services and Davis Vision.
Dental Benefits
-
To review all your benefits, go to page 7 of the benefits booklet.
-
Providers: To see whether a particular dentist is covered by the OSA WF, please click here. To request coverage for using an out-of-network provider, click here.
-
ID Card: Visit https://www.asonet.com to create your account. Once logged in, you can download your Dental ID card, with your name & member number, along with ALE's dental insurance group. NOTE: The card is not required to see the dentist.
Life Insurance
All bargaining unit members automatically receive a $50,000 Life Insurance policy via OSA WF.
You can also purchase additional Group Term Life Insurance for yourself, your spouse, or your children. See below!
New: Supplementary Coverage Now Available
ALE bargaining unit members can now opt to make voluntary payroll deductions for the following OSA WF supplementary benefits -- additional life and/or accidental death & dismemberment insurance, short-term disability insurance, and a legal services plan (covering family law, real estate, elder law, estate planning, and other non-employment topics).
Please email OSA's Benefits Department for more information.
Your Life Insurance Policies from the Management Benefits Fund
Council staff cannot transfer their existing Prudential Life Insurance policies to OSA’s provider, Lincoln Life Insurance. However, you can also maintain coverage with Prudential by paying for it independently. Read more below.
Your Existing "Basic" Life Insurance Policy
According to the Management Benefits Fund website: “If your Basic Life Insurance coverage is reduced or terminated, protection will continue for 31 days. During this time, you may choose one of the following options:
-
Purchase an Individual Policy through Prudential Insurance Company of America with proof of evidence of good health, or
-
Convert your Group Policy to an Individual Policy without proof of evidence of good health.
Of the two options listed, you may obtain a lower rate by providing evidence of good health and purchasing an Individual Policy. Prudential can refer you to the appropriate agent by calling 1-877-889-2070.”
Your Existing "Group Universal" Life Insurance Policy
According to the MBF website: "A major advantage of this Plan is that it provides you lifelong, portable coverage. Upon termination of City employment or Fund membership, the insurance carrier will bill you directly at home.
Thus, you can continue to be covered for as long as you like, provided you pay the premiums at the portable rate. Please contact Prudential at 1-800-562-9874 for information on rates."